Builders' Risk: We offer flexible plans for residential and commercial builders with a wide range of coverages. These coverages include theft, mechanical/electrical breakdown, materials in transit or at temporary locations, and model homes and unsold dwellings. Flexible options include your choice of monthly reporting forms, annual or monthly rates, no deposit or special fee required, builder listed as additional insured, and interest of subcontractors are included. Our customers also have the option of flood/quake, building ordinance/law, and contractor equipment coverages.

Property: We can provide a broad range of coverage for your property. This not only includes buildings, but any inventory and equipment. Coverages include accounts receivable, money and securities, and employee dishonesty. Since cash flow is very important to a business, we also provide Business Income Loss Protection. Simply stated, this protects against any loss of income, including extra expenses, resulting from an accident, for up to twelve months.

General Liability: We provide general liability to our small businesses. General liability insurance protects businesses when they have been sued for something they did or did not do to cause an injury. This can include bodily injury, property damage, advertising injury, and personal injury.

Commercial Auto: Let us insure your commercial trucks! We provide insurance even to dump trucks. Managing drivers is critical to safety on the roadways; we have fleet safety programs, which are designed to help you reduce vehicle accidents, decrease cargo damage, reduce employee injuries and operating costs, and protect the public and company image. Key elements in a safe driver management program include driver selection, driver training, and supervision. We offer a glass repair program where mobile service vans come to you. If by chance you need a rental, we can help with that too.

Umbrella: Umbrella Insurance provides added protection to those with liability with an inexpensive cost. It is designed to cover expenses when the homeowners or auto insurances' liability has been exhausted. For example, if someone caused an accident and the judge awarded more than the person's liability covers, the umbrella will cover it. Let us provide you with security.

Workers' Compensation: Every employer must provide workers' compensation benefits to their employees, even if the business has only one employee. There are two parts to workers' compensation: one pays benefits to the employee in case of an accident; the other part protects employers for certain employment-related incidents. The types of benefits provided include compensation for disability or death and medical benefits.